đź©ş Do I Need to Review My Medicare Plan Every Year?
Yes! Reviewing your Medicare coverage each year is an important part of making sure your plan still fits your needs.
Medicare plans and your personal needs can change from year to year. Even if you’ve been happy with your current plan, it’s worth taking a closer look during the Annual Enrollment Period (AEP), October 15–December 7.
Here are a few things to review each year:
đź’Š Your prescriptions
Make sure your medications are still covered and check whether your costs have changed.
👩‍⚕️ Your doctors and providers
If you have a Medicare Advantage plan, check that your preferred doctors, specialists, and hospitals are still in the plan’s network.
đź’° Your costs
Review premiums, copays, deductibles, and other out-of-pocket costs.
🏥 Your benefits
Plans can change their covered benefits from year to year. Take a look at what’s included and whether those benefits are still important to you.
📋 Your plan’s changes for the upcoming year
Your plan sends information explaining changes to costs, benefits, coverage, and other important details. Reviewing this information can help you decide whether your current plan is still right for you.
đź’ˇ Remember:
Just because your Medicare plan worked well for you this year doesn’t necessarily mean it will be the best fit for you next year.
A yearly review can help you make an informed decision about your Medicare coverage.
📅 Annual Enrollment Period: October 15 – December 7
If you have questions about reviewing your Medicare options, reach out to learn more about your choices.
This content is for educational purposes only and is not a complete description of Medicare coverage or enrollment rules. Plan availability, benefits, costs, and eligibility vary by individual and location.